Chancellor Otto von Bismarck This is based on risk pooling. The social health insurance model is also referred to as the Bismarck Model, after Chancellor ...

Most liability insurance policies contain a “severability of interests” condition, which stipulates that coverage applies “separately” to each insured. Se...

Business Income Coverage — commercial property insurance covering loss of income suffered by a business when damage to its premises by a covered cause of ...

Insurance industry studies have shown that the probability of filing a death benefit claim under a term insurance policy is unlikely. One study placed the...

Orthodontia is combined with your Major Dental benefit. Once you’ve had your cover for 12 months, you can claim up to $300 for orthodontia per year – up t...

Any time a claim is filed with your health insurance company, whether the diagnosis is ADHD or not, it is sent to a clearinghouse called the Medical Infor...

# Contact your Agent The best and easiest way is to contact your agent. Provide him your name and date of birth (as per LIC records). Using his business d...

A standard travel insurance policy for Egypt will include cover for: Medical treatment – should you become ill or have an accident, the right policy will ...

The general rule for adults who are considering making a claim for personal injury compensation is that you have three years from the date of the accident...

Spouse, as defined by Oklahoma State Law (common-law spouses may be accepted but not same sex or domestic partners). What is a domestic partnership in Okl...