Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncer...

A driver’s license is required. You can drive a moped with any class license. If you don’t have a license and desire only to drive a moped, a Class 1 lice...

Depending on the circumstances, if you knowingly make false or misleading statements, you will likely be fined. The amount of the fine varies, but you may...

Do I need comprehensive insurance on an old car? If you don’t have a loan or lease on your car, comprehensive insurance likely isn’t required. And if the ...

To get an idea of what your totaled car is worth, find the Kelley Blue Book value for it in fair condition. Figure out what the 20 to 40 percent fair cond...

Group number: Identifies your employer plan. Each employer choses a package for their employees based on price, or types of coverage. This is identified t...

In many cases, you can qualify for OHP and keep your private health insurance. Your private health insurance is billed first. OHP may pay copays, deductib...

Generally, accidents and tickets stay on your driving record for three years before falling off. For major violations, like a hit-and-run or a DUI, you ca...

West Virginia law requires all drivers in the state to carry car insurance. The state also requires you to carry proof of insurance, which must be shown t...

Chicago area native Bill Glass appreciates the irony surrounding the popularity of the Progressive Insurance commercials where he plays Dr. Rick, a self-h...