General Average is a principle of maritime law that essentially establishes that all sea cargo stakeholders (owner, shipper, etc.) evenly share any damage...

How much is a ticket for no proof of insurance? A ticket for no proof of insurance is limited to $50 under Michigan law and there are no points on the dri...

Updated November 11, 2019. Is life insurance part of an estate and available to pay a deceased person’s bills? It depends on whether the life insurance po...

The cost and severity of a claim are key factors when it comes to whether your insurance premium may increase. Auto insurers typically consider your drivi...

Preamble — an introductory paragraph in a contract that identifies the parties by name and the date upon which the parties entered into the contract and o...

After you have completed your continuing education and you are within 90 days of your license expiration, you may renew your Illinois insurance license on...

Insurers assess many factors – including your driving record – when calculating your premium. Your insurance rates are also determined, in part, by the ty...

Unfortunately, you cannot make an insurance company pay beyond its policy limit. You do, however, have the right to sue the at-fault driver for more than ...

When a minor drives a car, the insurance of the vehicle’s owner should cover damages related to an at-fault auto accident. You will go about your claim as...

Total Cigna Dental PPO The Total Cigna Dental PPO (DPPO) network makes it easy to protect your health – and your smile – with the right dental care at the...