Typical General Liability Insurance Claims A property damage lawsuit. For example, say you rent the building your restaurant is in. A slip and fall incide...

Churning is in effect “twisting” of policies by an existing insurer. While replacement of existing coverage is a perfectly legitimate practice, inducing c...

A bond is like an added level of insurance on your coverage plan. It guarantees a payment amount if certain conditions are (or aren’t) met in a contract y...

You don’t have to. You can travel anywhere in the world without travel insurance. Without travel insurance you could find yourself out of pocket if someth...

A car insurance quote is an estimate of what you’ll pay for a policy. Most insurance companies offer free car insurance quotes online through their websit...

Most policies require that you pay an excess unless the cost of the excess can be recouped from the other driver who caused the accident. So basically if ...

You cannot remove your spouse without their consent To remove anyone from your auto insurance, you must first be the primary named insured to make changes...

You don’t need a college degree to become an insurance agent; some agents just have a high school diploma. However, completing a bachelor’s degree in a bu...

Typically, homeowners have one year to file a claim, but this can vary significantly. In some states, you may have two years—or even up to six years—to fi...

When a vehicle is totaled, it means the insurance company believes it isn’t worth repairing. The insurer may replace your totaled car with an equivalent o...