Homeowners insurance will only cover water leaks and water damage if the cause is sudden or accidental. For instance, if a pipe bursts and the water damag...

Can a pool cover collapse from too much snow? Yes. But that all depends on what type of cover you’re using, and how much snow you let pile up on it. On th...

What is a 7702 Plan? Permanent life policies that have a cash value component, such as flexible premium adjustable policies, are often referred to as 7702...

In order to purchase a life insurance policy on someone else, you have to be able to show what is known as an insurable interest. If the aunt is especiall...

What Is Broad Form Insurance? Broad form insurance coverage extends beyond the basics to include rare events that may be of serious risk to the insured. T...

State unemployment benefits are funded by special federal and state taxes on employers. Each state sets its own tax rate and benefit payment amounts. When...

In California, a state license is required to trim a tree taller than 15 feet, and the contractor is required to cover his crew with workers compensation ...

Making a Name for Aflac. The Aflac Duck was created to increase the company’s name recognition in the United States. “Insurance” was changed to “assurance...

Life coaches offer expert advice to individuals, so they need professional liability insurance in case they’re sued over their services. Policies typicall...

Policy provisions are clauses in an insurance contract that lay out the exact conditions for which coverage is provided and for what amounts, along with e...