As Cover.com points out, the insurer really wants to get your claim settled as quickly as they can. In general, this means they’ll have a goal to have the...

Pros and Cons of Permanent Life Insurance Pro: Tax-deferred growth. Pro: Lifetime coverage. Pro: Borrow against the cash value. Pro: Accelerated benefits....

Yes, home insurance claims are public record. In general, only the parties concerned have access to the full and revised homeowner’s insurance record. The...

Water and Ice Damage While ice and hail damage are typically covered by homeowners insurance — up to the limits stated in your policy — coverage for water...

As defined most simply, a pre-existing condition is any health condition that a person has prior to enrolling in health coverage. Or it could be more seri...

When a term is not defined in a policy, courts generally go to a standard desk reference since that is what the average insured would do. Merriam Webster ...

Insurance operations: marketing, underwriting, and administration. Insurance operations: actuarial analysis and investments. Insurance operations: reinsur...

There are no laws governing what price may be charged for other prescription medicines and over-the-counter medicines. The Trade Practices Act prohibits r...

You can enroll up until the day your old plan ends and your new plan will take effect the first of the following month — so you won’t have any gap in cove...

It generally means the vehicle has been lightly damaged but the financial cost of repairing the car outweighs its market value. Cat D status can sometimes...