IRA Money. The IRS doesn’t allow you to use an IRA as collateral for a loan. IRS Publication 590 classifies this as a “prohibited transaction,” along with...

Every broker, holding client money, has a separate account at bank in the name of such broker member in the title of which the word “clients” appear. Acco...

The following customer retention strategies apply for any business and can help maintain customer loyalty, large or small: Reward your customers. Send the...

If you’re a homeowner or live-in landlord renting a room In that case, you may need landlord insurance to protect your property against loss or damage (ac...

Follow these steps to write a business plan that meets your company’s unique needs. Step 1: Executive summary. Step 2: Business description. Step 3: Marke...

Multiply the interest rate by the amount of notes receivable to calculate the interest you earn per year. Divide the result by 12 to calculate the monthly...

Each credit report the auto loan lender pull adds 1 new hard inquiry, and each hard inquiry lowers your score up to 10 FICO points. A single car loan appl...

Contributions to traditional IRAs are tax-deductible, earnings grow tax-free, and withdrawals are subject to income tax. Contributions to a Roth IRA are n...

To find the imaginary solutions to a function, use the Quadratic Formula. Let’s solve f(x)=3×4−x2−14. First, this quartic function can be factored just li...

Amortizing loans Divide your interest rate by the number of payments you’ll make that year. Multiply that number by your remaining loan balance to find ou...