Category: General

Are doctors W-2 employees?

Whether it’s a main job or a side gig, doctors are either W-2 employees or 1099 workers. A W-2 employee is a worker who receives a regular wage from an em...

What is an annuity roll up?

What is the ‘roll-up’ rate? The annuity income rider rate — often referred to as the “roll-up rate” or “step-up rate” — is the percentage at which the gua...