Claims-Made Basis — a form of reinsurance under which the date of the claim report is deemed to be the date of the loss event. Claims reported during the ...
We recommend getting enough personal property coverage to cover the value of your belongings and at least $100,000 in personal liability coverage. These t...
Technically, insurance companies can cancel your policy at any time, and for any reason. Some of the more common reasons for getting your car insurance ca...
Oregon’s Criminal Statute of Limitations at a Glance There is a six-year statute of limitations for sexual felonies or crimes in which the victim is under...
Motorcycle insurance is required in California for all drivers. The state mandates the following levels of liability insurance coverage: $30,000 bodily in...
Cost Of General Liability Insurance On average, mobile oil change shops in America spend between $450 – $1,000 per year for $1 million in general liabilit...
Often a “lifetime powertrain warranty” really means 100,000 miles so you need to look at the fine print, but sometimes dealers really offer to cover your ...
A common way of reducing insurance premiums is to add or increase a deductible. Deductibles are a type of self-insurance and are commonly included in prop...
Contestability Period Explained In this period, which lasts for two years under California law, your insurance provider will investigate the claim for you...