The function of insurance is to safeguard against financial loss by having the “losses of the few” paid by “contributions of the many” that are exposed to...

Life insurance is a financial tool to support the family of an insured’ person after his death. In a nutshell, it acts as a shield at a time when you requ...

Every homeowners’ insurance policy is different, but most slip and fall accidents will be covered, except where the homeowner acted intentionally to cause...

Stunt driving is a strict liability offence. In these offences, the prosecutor must prove beyond a reasonable doubt that you committed the act with which ...

Liability insurance covers any injuries that the at-fault driver causes to other drivers or passengers. Does liability cover people in my car? Liability C...

A debenture is a document that lays down the terms and conditions of a loan, and provides clarity and security to lenders if the borrowing company becomes...

Insurance companies must act in good faith when handling a claim; thoroughly investigate claims; respond to claims promptly; pay or deny claims within a r...

But generally, insurers will ask about the last 5 years. If your insurer asks about the last 5 years, claims you made and accidents you had more than 5 ye...

Sole proprietors with no employees typically are not required to purchase workers’ compensation insurance. However, if you’re injured on the job, a sole p...

You may not be able to tell your catalytic converter was stolen by looking at your car, but you will know as soon as you start the engine. When the cataly...