The money in state unclaimed funds is often from bank accounts, insurance policies, or your state government. Start your search for unclaimed money with y...

Each year, the companies take about a third of the premiums they collect as fees for running the program. Those fees come to about $1 billion a year, acco...

During the inventory process, the police will remove and seize any “expensive” items to prevent them from being lost or stolen. If no charges are issued, ...

If you are covered under two different dental insurance plans, then you have dual dental coverage. Dual dental coverage typically occurs when you have two...

If someone else is driving your car and another person causes the accident, the at-fault driver’s insurance is usually responsible for covering costs. On ...

Under the policy loan provision, a permanent life insurance policy may be borrowed against, using the policy’s cash value as collateral. The cash value ca...

Understanding Insurance Premiums. Insurance premiums are paid for policies that cover healthcare, auto, home, and life insurance. Once earned, the premium...

An insurance carrier is a company that sells insurance. The term carrier is used interchangeably with insurance company, insurance agency, insurance provi...

When you have two forms of health insurance coverage, your primary insurance pays the first portion of the claim up to your coverage limits. Your secondar...

Aflac policies are considered HIPAA excepted benefits because they are not major medical health insurance. This means they’re offered separately from majo...