What is the difference between an agent and a broker? There are two main differences between insurance agents and brokers: Agents represent insurers, whil...

Ins company codes, or insurance company codes, typically range from 1 to 27 with the lower numbered codes assigned to low auto insurance rates and the hig...

Interest sensitive life insurance is a form of permanent life insurance coverage that combines the benefits of whole life and universal life policies. The...

Life insurance covers death due to natural causes. If you die of a heart attack, cancer, an infection, kidney failure, stroke, old age, or some other natu...

It takes care of third-party liability or the amount payable to the third party at the time of the accident. Third Party Insurance – This type of policy w...

The Privacy Rule excludes from protected health information employment records that a covered entity maintains in its capacity as an employer. For example...

Comprehensive-only coverage If you have a car that will be kept in storage for 30 days or more, you may be able to suspend your liability, medical, uninsu...

If you don’t have a valid driver’s license and cannot provide a valid driver’s license number, you won’t be able to finalize a policy. Use a borrowed car ...

There are no federal laws requiring plans to provide the same benefit coverage to all employees. The Patient Protection and Affordable Care Act (PPACA) re...

Accidentally hitting an animal is not against the law, nor is it deemed to be your fault. Follow these steps after you hit an animal: Pull over to the sid...